Colonial's 1% Down Loan Program - San Antonio

Though a few things have changed since we first opened our doors more than 70 years ago, one thing has not: Our commitment to creating equitable and sustainable homeownership opportunities for all.

Our 1% Down Loan Program provides affordable financing for home purchases for low and moderate-income homebuyers. The benefits include a 1% down payment with flexible down payment funds eligibility and no mortgage insurance.*

San Antonio - Eligible Zip Codes

78002 78214 78229 78249
78052 78218 78234 78250
78073 78220 78235 78251
78112 78221 78237 78252
78202 78223 78239 78264
78204 78224 78240 78205
78225 78242 78210 78228





*Payments terms for a loan amount of $247,500, on a 30-year term with a Note rate of 7.625% and APR of 7.787% would be $1,751.79. Taxes and insurance not included. Interest Rate and annual percentage rates (APRs) are hypothetical and based on a credit score of 620 at our current pricing as of 02/27/2023. Hypothetical scenarios are meant to be for informational purposes only. Rates and terms are subject to change based on property type, occupancy type, loan-to-value ratio, credit score and other variables. Rates and terms subject to change without notice. This is not a firm offer of credit, or a pre-approval. All applicants are assessed following a completed application. Colonial National Mortgage is a division of Colonial Savings, F.A. NMLS 401285.