Attention Mortgage Customers:
We realize there is uncertainty related to the spread of the Coronavirus and that some of you may face financial challenges. If COVID-19 has impacted your ability to make your mortgage payment, we are here to help. Please call us at 800-937-6303 or 800-937-6002 or you can send a secure message through our website at www.servicehomeloan.com and one of our dedicated specialists will assist you.  Read More From Colonial ➔

USDA Loans

Colonial now offers a powerful mortgage option for rural and suburban homebuyers. USDA Loans come with significant benefits that provide homebuyers the opportunity to achieve loan terms that no other program can offer. Any individual or family who plans to occupy a home located in an eligible rural area as their primary residence and who meets credit guidelines may apply.

  • No down payment required. Applicants who qualify for a USDA Rural Development home loan have the flexibility to pay nothing out-of-pocket for a down payment.
  • Gifts and grants may also be used for down payments.
  • Loans are available at attractive fixed interest rates for 30 year terms only
  • Flexible credit guidelines
  • No maximum purchase price limit, but maximum loan amounts are still determined by ability to repay

 

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