The Community Reinvestment Act "CRA", passed by Congress in 1977, encourages financial institutions to help meet their communities' needs - through safe and sound lending practices and by providing retail banking and community development services.

An amendment to the Community Reinvestment Act in 1990 requires that each bank's CRA rating be made public. Accordingly, banks and thrifts must maintain a public CRA file that contains the public section of their most recent CRA Performance Review, a list of services and branches, written comments from the public, and certain other information.

In addition, banks must post a notice in their lobbies that describes the purpose of the Community Reinvestment Act. This notice also explains that the public has a right to review the bank's CRA file and to make written comments about the bank's CRA performance. Also, the notice provides the name of the federal regulator of the bank and states whether the bank is owned by a holding company.

If you have any questions or would like copies of Colonial's Public File please contact Heather Guidry​, VP, Fair Lending Manager and CRA Officer​. 

The following document and attachments comprise the updated CRA Public File for Colonial Savings, F.A. for the year 2019.
  

Bank Profile & List of Branch Locations

 

List of Branches Opened and Closed​ ​

 

List of Services at Branches​

 

CRA Performance Evaluation​

 

Map of the Assessment Area​

 

CRA Disclosure Statement​

 

Loan-to-Deposit Ratio​

 

Public Comments & Letters of Appreciation ​

  1. Southern Dallas Progress' March 30, 2021 Comment Letter
  2. Colonial Savings, F.A.'s March 30, 2021 Response
  3. Boy Scouts of America
  4. CASA
  5. Christmas in Action
  6. Cleburne Education Foundation
  7. The Center for Transforming Lives-1
  8. The Center for Transforming Lives-2
  9. The Center for Transforming Lives-3
  10. Trinity Habitat for Humanity
  11. Housing Opportunities of Fort Worth
  12. Junior Achievement
  13. Ryan Family YMCA
  14. Safe Haven
  15. The Ladder Alliance
  16. YWLA
  17. Southern Dallas Progress' May 10, 2021 Comment Letter
  18. Colonial Savings, F.A.'s May 10, 2021 Response
  19. Message From Center for Transforming Lives
  20. Frisco Family Services Thank You Letter
  21. MBA Open Doors Thank You Letter
  22. JA Chisholm Trail Thank You Letter
  23. Stripling Middle School Thank You Letter
  24. Frisco Family Services Thank You Letter
  25. Housing Opportunitites of FW Thank You Letter
  26. Ryan Family YMCA Thank You Letter
  27. DRC Solutions Thank You Letter
  28. Cleburne Education Foundation Thank You Letter
  29. DRC Solutions Thank You Letter
  30. Samaritan House Thank You Letter
  31. SafeHaven Donation Thank You Letter
  32. Center for Transforming Lives Thank You Letter
  33. The Women's Center Thank You Letter
  34. Center for Transforming Lives Thank You Letter - 2021
  35. MBA Open Doors Thank You Letter for 2021 Donations
  36. Salvation Army Thank You Letter - 2021
  37. JA Chisholm Trail Donation Thank You Letter - February 8, 2022
  38. Optimist Club Thank You - February 2022
  39. NTCF Thank You Letter - March 8, 2022
  40. FWISD - Bruce Shulkey Elementary Thank You Letter - March 2022
  41. Center for Transforming Lives - Thank You Letter - March 8, 2022
  42. The Women's Center of Tarrant County - Thank You Letter - March 2022
  43. Trinity Habitat for Humanity Thank You Letter - June 2022
  44. Center for Transforming Lives Thank You Letter - July 2022
  45. Stripling Middle School Thank You Note - August 2022
  46. YWLA Donation Thank You Letter - September 2022
  47. DRC Thank You Letter - September 2022
  48. MBA Opens Doors Foundation Thank You - September 2022
  49. Southern Dallas Progress - Complaint Against Colonial Savings - October 2022
  50. Colonial Savings Response to Southern Dallas Progress - October 2022
  51. Southern Dallas Progress - Discrimination Compliant against Colonial Savings - October 2022
  52. Response to OCC Regarding Southern Dallas Progress Complaint - October 2022
  53. DRC Solutions Thank You - October 2022
  54. Housing Opportunities of Fort Worth Thank You - October 2022
  55. SafeHaven Thank You - October 2022
  56. Cleburne Education Foundation Thank You - November 2022
  57. Ryan Family YMCA Thank You - November 2022
  58. Austin Habitat for Humanity Thank You - December 2022
  59. Christmas in Action Thank You - December 2022
  60. The Salvation Army Thank You - December 2022
  61. Center for Transforming Lives - February 2023
  62. DRC Solutions - February 2023
  63. The Women's Center - February 2023
  64. Center for Transforming Lives - March 2023
  65. Optimist Club of Fort Worth - March 2023
  66. PTSD Help For Veterans Thank You - May 2023

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