Choose the card that is right for your business - Standard Card with no annual fee or the Preferred Points Rewards Card.​

Standard card Features and Benefits

  • No annual fee
  • Competitive ongoing APR1
  • Individual and summary billing options
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Mobile payments available on your compatible Apple or Samsung device
  • Rental car collision damage waiver protection and travel insurance
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits
  • Other fees may be charged, these fees are listed on the downloadable application

Preferred Points Card Features and Benefits

  • Earn points that you can redeem for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • Earn one reward point for each dollar spent, up to 10,000 points per month
  • Low annual fee of $49.00 per account
  • Competitive ongoing APR1
  • Individual billing option only
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Mobile payments available on your compatible Apple or Samsung device
  • Rental car collision damage waiver protection and travel insurance
  • Identity theft protection with online monitoring, resolution services, and more
  • Free trial of Intuit QuickBooks Online, discounted QuickBooks online products, and save on Intuit TurboTax tax preparation software for business
  • Free mobile receipt management, snap photos of receipts and store in the cloud
  • Automatic rebates on eligible purchases using your card at participating U.S. merchants
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 1-866-678-5191
  • Other fees may be charged, these fees are listed on the downloadable application


APPLY NOW

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Please complete the fillable portion of the credit card application PDF and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at any Colonial Banking Center.

This application may be processed by a third party other than Colonial.

Supporting documents needed will vary depending on the type of business you have. Please refer to the chart below for more information.

Cards are offered through TIB, National Association.

Fax or mail your completed application to our credit card processor:

​

By Mail:

Card Service Center

P.O. Box 569120

Dallas, TX 75356-9120

 ​ 

By Fax:

877-809-9162 

 

Items needed to include with your application:

 

Sole Proprietor

Partnership

Private Corporation

Public Corporation

Non-Profit

Application

 X

 X

X

X

 X

Organizational Papers

 X

 X

X

X

X

Borrowing Resolution

 

X

X

X

X

Financial Statements

 

X

 X

 X

 X

Personal Guaranty

X

X

X

 

 

Personal Tax Return

X

X

X

 

 

​Beneficial Ownership

 

X

X

 

X

 

Verified by VISA

Greater security of online purchasing

Once you activate your Visa Credit Card, you'll be asked to also activate Verified by Visa, Colonial's free password protection service. It only takes a minute, but it's a great way to ensure that you're the only one who can use your card. Look for the Verified by Visa symbol whenever you shop online and enjoy added protection and security, compliments of Colonial.​​

 

Mastercard® SecureCode

Once you've registered and created a Mastercard® SecureCode, each time you make an online purchase, a window will pop up asking for your Mastercard® SecureCode, just like using a PIN at the ATM. When you correctly enter your Mastercard® SecureCode, your card issuer confirms that you are the authorized cardholder and your purchase is completed. No code, no confirmation, no purchase.

 

1Please see application for information about current APRs and fees.