Colonial offers competitive rates and terms with an easy application process, plus a few features and perks those out-of-town guys can't offer. We're local, we're experienced and we're more than ready to help.

Loans for All Your Needs

  • Personal loans
  • Personal lines of credit
  • Auto, boat and recreational vehicle loans

Features and Perks

  • Competitive rates
  • Flexible repayment terms
  • Fixed monthly payments
  • No pre-payment penalties
  • Unsecured loans are available



Home Equity Line of Credit – Now offered anywhere in Texas

  • $20,000 - $150,000
  • Max LTV = 80% of total liens
  • 720 minimum FICO
  • Administrative fee of $500 (No other closing costs)
  • Rate is WSJ prime + 0.50% floating, adjusting quarterly
  • 10 years interest only, followed by 15 years amortization (25 years)
  • Available for any purpose