C​redit Cards

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It's the only card you need for everything you need to do.

Choose from Three Options

  • Mastercard® Platinum
  • Mastercard® World
  • VISA® Platinum 

Low-rate Card Features and Benefits

  • No annual fee
  • Low introductory rate for the first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Mobile payments available on your compatible Apple or Samsung device
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits
  • Airport concierge savings on Meet and Greet Services at over 700 airport destinations worldwide
  • Identity theft protection with online monitoring, resolution services, and more
  • Unlike some card offers, the APR1 for purchases and cash advances are the same - we do not charge a higher rate for cash advances
  • Other fees may be charged, and are listed on the downloadable application

World / Preferred Points Card Features and Benefits

  • Earn points that you can redeem for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • Earn one point for each dollar spent, up to 10,000 points per month
  • No annual fee​
  • Low introductory rate for first six months1
  • Competitive ongoing APR1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • 24-hour toll-free live customer assistance available at 1-800-367-7576
  • Online account information available 24/7 at www.cardaccount.net
  • Mobile payments available on your compatible Apple or Samsung device
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard® benefits
  • Airport concierge savings on Meet and Greet Services at over 700 airport destinations worldwide
  • Identity theft protection with online monitoring, resolution services, and more
  • Cell phone protection coverage for your personal mobile device
  • Travel and lifestyle services including a suite of benefits, amenities, and upgrades on premium travel offers
  • Access to over 10,000 high-end rental homes around the world
  • Food, drinks, and groceries available for delivery or pickup from Postmates in 650 cities across the U.S. and Mexico
  • Free 2-day online shipping and returns through ShopRunner at over 140 stores
  • Unlike some card offers, the APR1 for purchases and cash advances is the same - we do not charge a higher rate for cash advances
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 1-866-678-5191
  • Other fees may be charged, these fees are listed on the downloadable application

APPLY NOW​

Please complete the fillable portion of the credit card application PDF and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at any Colonial Banking Center.

This application may be processed by a third party other than Colonial.

Cards are offered through TIB.

Fax or mail your completed application to our credit card processor:

By Mail:

Card Service Center

P.O. Box 569120

Dallas, TX 75356-9120

​ 

By Fax:

877-809-9162 

 

Verified by VISA

Greater security of online purchasing

Once you activate your Visa Credit Card, you'll be asked to also activate Verified by VisaColonial's free password protection service. It only takes a minute, but it's a great way to ensure that you're the only one who can use your card. Look for the Verified by Visa symbol whenever you shop online and enjoy added protection and security, compliments of Colonial.

Mastercard® SecureCode

Once you've registered and created a Mastercard® SecureCode, each time you make an online purchase, a window will pop up asking for your Mastercard® SecureCode, just like using a PIN at the ATM. When you correctly enter your Mastercard® SecureCode, your card issuer confirms that you are the authorized cardholder and your purchase is completed. No code, no confirmation, no purchase.

Please see application for information about current APRs and fees.

Concierge Services available with World Mastercard® only.