The Community Reinvestment Act "CRA", passed by Congress in 1977, encourages financial institutions to help meet their communities' needs - through safe and sound lending practices and by providing retail banking and community development services.
An amendment to the Community Reinvestment Act in 1990 requires that each bank's CRA rating be made public. Accordingly, banks and thrifts must maintain a public CRA file that contains the public section of their most recent CRA Performance Review, a list of services and branches, written comments from the public, and certain other information.
In addition, banks must post a notice in their lobbies that describes the purpose of the Community Reinvestment Act. This notice also explains that the public has a right to review the bank's CRA file and to make written comments about the bank's CRA performance. Also, the notice provides the name of the federal regulator of the bank and states whether the bank is owned by a holding company.
If you have any questions or would like copies of Colonial's Public File please contact Caroline Cranz, CRA Officer.
The following document and attachments comprise the updated CRA Public File for Colonial Savings, F.A. for the year 2024.
Branch Information & Services
List of Branches Opened and Closed
- Open Closed Branch Offices - List of Branch Locations
- Branch Closure – Sachse Branch
- Branch Closure - Cleburne Branch
CRA Performance Evaluation
Map of the Assessment Area
Loan-to-Deposit Ratio
Public Comments & Letters of Appreciation
- JA Chisholm Trail Donation Thank You Letter - February 8, 2022
- Optimist Club Thank You - February 2022
- NTCF Thank You Letter - March 8, 2022
- FWISD - Bruce Shulkey Elementary Thank You Letter - March 2022
- Center for Transforming Lives - Thank You Letter - March 8, 2022
- The Women's Center of Tarrant County - Thank You Letter - March 2022
- Trinity Habitat for Humanity Thank You Letter - June 2022
- Center for Transforming Lives Thank You Letter - July 2022
- Stripling Middle School Thank You Note - August 2022
- YWLA Donation Thank You Letter - September 2022
- DRC Thank You Letter - September 2022
- MBA Opens Doors Foundation Thank You - September 2022
- Southern Dallas Progress - Complaint Against Colonial Savings - October 2022
- Colonial Savings Response to Southern Dallas Progress - October 2022
- Southern Dallas Progress - Discrimination Compliant against Colonial Savings - October 2022
- Response to OCC Regarding Southern Dallas Progress Complaint - October 2022
- DRC Solutions Thank You - October 2022
- Housing Opportunities of Fort Worth Thank You - October 2022
- SafeHaven Thank You - October 2022
- Cleburne Education Foundation Thank You - November 2022
- Ryan Family YMCA Thank You - November 2022
- Austin Habitat for Humanity Thank You - December 2022
- Christmas in Action Thank You - December 2022
- The Salvation Army Thank You - December 2022
- Center for Transforming Lives - February 2023
- DRC Solutions - February 2023
- The Women's Center - February 2023
- Center for Transforming Lives - March 2023
- Optimist Club of Fort Worth - March 2023
- PTSD Help For Veterans Thank You - May 2023
- Bruce Shulkey Elementary Thank You Notes
- MBA Opens Doors Donation Thank You - September 2023
- Hosuing Opportunities of Fort Worth Thank You - November 2023
- DRC Solutions Thank You - December 2023
- Stripling Middle Schole Thank You - 2023
- Center for Transforming Lives - January 2023
- The Women's Center Donatation Thank You - 2024
- Center for Transforming Lives Dontation - 2024
- Center for Transforming Lives Sponsor Thank You - 2024
- Junior Achievement of the Chisholm Trail - 2024
HMDA Disclosure Statements