Business Checking Accounts

No two businesses are the same, which means no two businesses have the same needs. At Colonial, we get it. That's why we offer checking that will accommodate the unique goals and needs of your business.

Business Checking

This account is designed for small businesses that have a moderate number of transactions per month.
  • ​First 100 credits and debits per cycle are free
  • Online banking
  • Business debit card
  • Line of credit available
  • $250 minimum to open
  • $8 fee if balance falls below $2,500

Business Interest Checking

This account is designed for small businesses that have a low number of transactions per month and want to earn interest on their funds.
  • First 50 credits and debits per cycle are free
  • Check images in statement and online
  • Online banking
  • Business debit card
  • Line of credit available
  • $250 minimum to open
  • $8 fee if balance falls below $2,500

Business Analyzed Account

This account is designed for businesses that have a higher transaction count per cycle. Account fees may be offset by an earnings credit based on 90-day T-bill rate and combined account balances. We offer competitive analysis pricing. Our business banking specialists can provide you with more details.
  • Monthly analysis statement
  • Check images in statement and online
  • Online banking
  • Business debit card
  • Business loans and lines of credit available
  • $250 minimum to open

Business Money Market

This account earns a competitive money market interest rate on business funds and allows for easy access.
  • Transaction fee of $10 per pre-authorized transfer in excess of six per month
  • Interest paid on tiered balances
  • $2,500 minimum to open
  • $15 fee if balance falls below $2,500

​Business Edge Premium Money Market

  • $25,000 minimum to open
  • $15 fee if balance falls below $25,000
  • $50,000 or less -- 0.62% APY
  • $50,000 to $250,000 -- 3.17% APY
  • $250,000 or over -- 4.21% APY​​

For a complete list of additional services and fees, please contact a Colonial customer service representative.
The Annual Percentage Yield (APY) is current through the date of this issue. The interest rate and APY may change after account opening. Fees could reduce earnings.

Ready to get started?

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See What our Customers Are Saying

Read feedback from real Colonial customers and see how we’re enhancing their banking experience with exceptional service and personalized solutions.

“All the ladies at Colonial in Colleyville are friendly, caring, and service friendly. I highly recommend this bank!”

Ruth E.

“It is so refreshing to be a customer of a business that is so concerned with customer service. From someone answering the phone and not getting a phone tree, to being greeted at the front door, to employees truly there for you. I highly recommend Colonial Savings.”

Susan D.

Colonial Routing #: 311972238.
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This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z.
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