Colonial Protect

Colonial Protect safeguards your account from unexpected overdrafts with a convenient line of credit that you can repay monthly. Say goodbye to bounced checks with this reliable revolving loan solution.
It's simple!
When your checking account is presented with a check for payment in excess of your balance, funds are advanced to your account in $100 increments up to your available credit line. The total amount of your credit will depend upon qualification standards applied when you open your account.
See it with your statement
Each month you will receive a Colonial Protect activity summary with your checking account statement. If you have a balance, your minimum payment is 10% of your outstanding balance, or $25, whichever is greater. You may also check your Colonial Protect activity with online banking.
Repayment
You may pay your minimum payment, or any amount greater than that. If you do not pay by the due date shown on the statement, the minimum payment will be automatically deducted from your account.
Flexibility
Colonial Protect is a revolving loan, therefore you may reuse your loan as often as you wish.
*Lines of credit are not insured by the FDIC.

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See What our Customers Are Saying

Read feedback from real Colonial customers and see how we’re enhancing their banking experience with exceptional service and personalized solutions.

“All the ladies at Colonial in Colleyville are friendly, caring, and service friendly. I highly recommend this bank!”

Ruth E.

“It is so refreshing to be a customer of a business that is so concerned with customer service. From someone answering the phone and not getting a phone tree, to being greeted at the front door, to employees truly there for you. I highly recommend Colonial Savings.”

Susan D.

Colonial Routing #: 311972238.
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This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z.
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