Business Loans

Because we're local, Colonial can approve a business loan fast. All of our decisions are made right here, with the best interest of our community's businesses in mind. We're all about your success, which is why our rates are competitive and our application process is easy. Here's an overview of some of our more popular loan programs.

Business Line of Credit

You can purchase inventory, smooth out seasonal cash needs or cover unexpected business expenses with a business line of credit with Colonial.

$25,000 minimum loan amount
Credit is typically secured by your business assets
You only access funds when you need them
Monthly payments on interest-only lines are based on variable interest rate

Apply Now

Equipment Loans

Enjoy the cash flow benefits and business flexibility of financing necessary equipment, such as: computers, manufacturing equipment, medical and dental equipment and construction machinery

$5,000 minimum loan amount

Apply Now

Term Loans

Expand your offices, buy new equipment or even acquire a commercial vehicle with one of our term loans.

$5,000 minimum loan amount
Flexible repayment terms ranging from one to five years for equipment (terms depend on the useful life of the asset)
Loans are secured by your company's fixed assets
Pay principal and interest in regular installments

Apply Now

Commercial Real Estate Loans

If you're a business owner or a real estate investor interested in purchasing or refinancing your commercial property, our commercial real estate loans are a
smart option.

Fixed rates are available
Amortizations up to 20 years

Apply Now

Owner-Occupied Real Estate Loan Program

If you're a business owner who is expanding to a new location, or improving or refinancing your current property, you can benefit from our owner-occupied real estate program.

Long-term financing with up to 25-year amortization
Fixed rates available for 5 years and 10 years
You must occupy more than 50% of the new space
Loans are subject to standard underwriting, processing and documentation requirements

Apply Now

Learn More

Medical Professionals Loan Program

Colonial’s Medical Professional Loan Program is available as both a traditional loan, from $50,000 to $2,500,000, with 5 and 10 year terms. And a line of credit, which allows borrowers to draw on the amount as needed from $50,000 to $1,000,000. Funds can be used in a variety of ways

Open a private practice or expand to a second location
Remodel your current space
Bridge gaps in cash flow
And more!

Apply Now

Learn More

U.S. Small Business Administration (SBA) Loans

The U.S. SBA offers several loan programs for small businesses in need of financing.

Boost working capital
Purchase or improve real estate
Finance new equipment, heavy machinery, specialized equipment or other fixed assets
Acquire a new business or franchise

Apply Now

U.S. Small Business Administration (SBA) 504 Loan Program

An SBA 504 loan works well for real estate and fixed asset purchases.
This includes:

Business acquisitions or expansions
Construction
Partner buyout
Machinery and equipment

Apply Now

*Business Loans and Lines of Credit are not FDIC Insured.

Let Colonial move your business in the right direction.

For a loan that fits, apply today!

Begin Commercial Loan Application

Contact:

Brent Davis

817-390-2291

[email protected]

Ready to get started?

Give us a call

See What our Customers Are Saying

Read feedback from real Colonial customers and see how we’re enhancing their banking experience with exceptional service and personalized solutions.

“All the ladies at Colonial in Colleyville are friendly, caring, and service friendly. I highly recommend this bank!”

Ruth E.

“It is so refreshing to be a customer of a business that is so concerned with customer service. From someone answering the phone and not getting a phone tree, to being greeted at the front door, to employees truly there for you. I highly recommend Colonial Savings.”

Susan D.

Colonial Routing #: 311972238.

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