Personal Edge Premium Money Market

Maximum Return. Unlimited Flexibility.

Earn premium interest with easy access and no monthly fees.
At Colonial, we understand the importance of building a secure financial future. The Personal Edge Premium Money Market Account is designed to help you grow your savings while giving you the flexibility and convenience you need. With competitive interest rates and easy access to your funds, it’s the perfect way to make your money work harder for you – whether you're saving for the future or managing a larger balance today.
Unlock the Full Potential of Your Savings
  •  High-Yield Earnings: Enjoy higher returns based on your balance.
    • $50,000 or less: 0.62% APY
    • $50,001 to $250,000: 3.17% APY
    • $250,001 or more: 4.07% APY
  • $25,000 Minimum to Open: Begin your savings journey with an accessible minimum deposit.
  • No Fees, Just Rewards: Enjoy fee-free growth when your balance stays above $25,000.
  • Mobile Banking on Your Terms: Manage your account and deposit checks with ease via our mobile app.
  • Always Accessible: Withdraw or transfer funds whenever you need them, without penalties.

 

Ready to grow your savings? Start your application today!
The Annual Percentage Yield (APY) is accurate as of July 17, 2025. The interest rate and APY may change after account opening. Fees could reduce earnings.

Ready to get started?

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See What our Customers Are Saying

Read feedback from real Colonial customers and see how we’re enhancing their banking experience with exceptional service and personalized solutions.

“My family has banked with Colonial since the '70s. You are a member of the family here. The mammoth banks cannot compete with Colonial's personalized service. They ALWAYS make sure they know you and your specific needs. I will never switch. Highly recommend!!”

Barbara C.

“I may be living in Houston now but my money stays in Colleyville and has for the last 45 years! You are like family to me.”

Don B.

“All the ladies at Colonial in Colleyville are friendly, caring, and service friendly. I highly recommend this bank!”

Ruth E.

“It is so refreshing to be a customer of a business that is so concerned with customer service. From someone answering the phone and not getting a phone tree, to being greeted at the front door, to employees truly there for you. I highly recommend Colonial Savings.”

Susan D.

“I have been with Colonial Savings since 1999. They have always looked for ways to serve my banking needs with professional and courteous associates. Definitely a 5 star organization!”

Jeffrey P.

“Great service on banking and loans as well. I have been a customer for 30 years and have always been treated with courtesy and respect. Top notch service!!! I highly recommend.”

Thomas H.

Colonial Routing #: 311972238.
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This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z.
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