Home Equity Lines of Credit

Home Equity Line of Credit

Unlock financial flexibility with Colonial Savings’ Home Equity Line of Credit (HELOC), now available across Texas. Whether you're planning home improvements, consolidating high-interest debt, or managing unexpected expenses, our HELOCs offer a convenient way to access funds!
  • Lines of credit from $20,000 - $150,000
  • First-lien HELOCs up to $500,000
  • Max LTV = 80% of total liens
  • 720 minimum FICO
  • Administrative fee of $600
  • Appraisal fee (if requested) $500.00 to $650.00
  • Wire fee (if requested) $20
  • Rate is WSJ prime + 0.50% floating, adjusting quarterly
  • 10 years interest only, followed by 15 years amortization (25 years)
  • Available for any purpose

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See What our Customers Are Saying

Read feedback from real Colonial customers and see how we’re enhancing their banking experience with exceptional service and personalized solutions.

“My family has banked with Colonial since the '70s. You are a member of the family here. The mammoth banks cannot compete with Colonial's personalized service. They ALWAYS make sure they know you and your specific needs. I will never switch. Highly recommend!!”

Barbara C.

“I may be living in Houston now but my money stays in Colleyville and has for the last 45 years! You are like family to me.”

Don B.

“All the ladies at Colonial in Colleyville are friendly, caring, and service friendly. I highly recommend this bank!”

Ruth E.

“It is so refreshing to be a customer of a business that is so concerned with customer service. From someone answering the phone and not getting a phone tree, to being greeted at the front door, to employees truly there for you. I highly recommend Colonial Savings.”

Susan D.

“I have been with Colonial Savings since 1999. They have always looked for ways to serve my banking needs with professional and courteous associates. Definitely a 5 star organization!”

Jeffrey P.

“Great service on banking and loans as well. I have been a customer for 30 years and have always been treated with courtesy and respect. Top notch service!!! I highly recommend.”

Thomas H.

Colonial Routing #: 311972238.
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This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z.
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