Colonial Savings Protect | Secure Your Finances with Confidence

Personal Line of Credit – Flexible Cash When You Need It!

Life can be unpredictable, but financial flexibility can make all the difference .With a Personal Line of Credit (PLOC) from Colonial, you’ll have flexible access to funds—paying interest only on what you borrow. Whether you’re consolidating debt, upgrading your home, or handling unexpected expenses, a PLOC helps you stay financially prepared for whatever comes next.

How It Works

Credit lines from $5,000 to $50,000
Revolving line of credit
Required payments are interest-only monthly
Variable interest rate (Annual Percentage Rate may vary)
Easy access when you pair with a Colonial Free Checking Account
$25 annual fee
700 minimum credit score

Make the Most of Your PLOC

Debt Consolidation – Simplify your finances with one manageable payment.
Home Improvements – Remodel, upgrade, or tackle long-awaited repairs.
Medical Expenses – Cover out-of-pocket costs or unexpected bills.
Education Costs – Invest in tuition or professional development.
Vehicle Repairs or Purchases – Keep your car in top shape or fund a new one.
Travel & Special Occasions – Plan that dream vacation or milestone event.
Emergency Expenses – Be ready for life’s surprises, big or small.

Get Faster Access to Funds with a Colonial Free Checking Account!

Pair your PLOC with a Colonial Free Checking Account for seamless, on-the-go access to your funds whenever you need them.

Apply Now

See What our Customers Are Saying

Read feedback from real Colonial customers and see how we’re enhancing their banking experience with exceptional service and personalized solutions.

“All the ladies at Colonial in Colleyville are friendly, caring, and service friendly. I highly recommend this bank!”

Ruth E.

“It is so refreshing to be a customer of a business that is so concerned with customer service. From someone answering the phone and not getting a phone tree, to being greeted at the front door, to employees truly there for you. I highly recommend Colonial Savings.”

Susan D.

Personal Line of Credit

Personal Line of Credit – Flexible Cash When You Need It!

How It Works

Make the Most of Your PLOC

Get Faster Access to Funds with a Colonial Free Checking Account!

Ready to get started?

See What our Customers Are Saying