| Type* | Interest Rate ** | APY* (based on daily compounding) |
|---|---|---|
| Savings Accounts ($2,499 or less) | 0.50% | 0.50% |
| Savings Accounts ($2,500 or more) | 0.80% | 0.80% |
*The interest rate and APY may change after account opening. Fees could reduce earnings.
** Contact banking centers for more information.
Check out our competitive CD rates! Our financial experts are ready to help you save with the type that's best for you.
$1,000 minimum to open*
| Type* | Interest Rate *** | APY* (based on monthly compounding) |
|---|---|---|
| 32 - 89 days | 0.62% | 0.62% |
| 90 - 179 days | 2.50% | 2.53% |
| 6 months | 3.00% | 3.04% |
| 11 months** | 4.25% | 4.33% |
| 12 months | 3.25% | 3.30% |
| 13 months | 3.60% | 3.66% |
| 36 months | 1.37% | 1.38% |
| 60 months | 1.12% | 1.13% |
*Promotional Certificate of Deposit products do not qualify for rate bump. Substantial penalty for early withdrawal of principal from Certificate of Deposit accounts. Fees could reduce earnings.
** Minimum CD deposit of $10,000. New CD deposits only; existing Colonial Savings deposits or accounts cannot be transferred to the Colonial Advantage CD offer. The Annual Percentage Yield (APY) is current through the date of this issue.
*** Contact banking centers for more information.
$100,000 minimum to open*
| Type* | Interest Rate *** | APY* (based on monthly compounding) |
|---|---|---|
| 32 - 89 days | 0.62% | 0.62% |
| 90 - 179 days | 2.50% | 2.53% |
| 6 months | 3.00% | 3.04% |
| 11 months** | 4.25% | 4.33% |
| 12 months | 3.25% | 3.30% |
| 13 months | 3.60% | 3.66% |
| 36 months | 1.37% | 1.38% |
| 60 months | 1.12% | 1.13% |
*Promotional Certificate of Deposit products do not qualify for rate bump. Substantial penalty for early withdrawal of principal from Certificate of Deposit accounts. Fees could reduce earnings.
** Minimum Jumbo deposit of $100,000. New Jumbo deposits only; existing Colonial Savings deposits or accounts cannot be transferred to the Colonial Advantage Jumbo offer. The Annual Percentage Yield (APY) is current through the date of this issue.
*** Contact banking centers for more information.
Your total regular contribution for a taxable year is limited to the lesser of 100% of earned income or the contribution amount below:
If you are at least 50 years old by the close of the taxable year, you may make a $8,000 catch-up contribution. Note: Contribution limits are an aggregate of traditional and Roth IRAs.
| Term | Interest Rate ** | APY |
|---|---|---|
| 6 months | 3.00% | 3.02% |
| 11 months*** | 4.25% | 4.26% |
| 12 months | 3.25% | 3.25% |
| 13 months | 3.60% | 3.60% |
| 36 months | 1.37% | 1.37% |
| 60 months | 1.12% | 1.12% |
| Term | Interest Rate ** | APY |
|---|---|---|
| 6 months | 1.12% | 1.12% |
| 12 months*** | 3.25% | 3.25% |
*The interest rate and APY may change after account opening. Substantial penalty for early withdrawal of principal from certificate of deposit accounts. Fees could reduce earnings.
**Contact banking centers for more information.
***11-month IRA requires minimum deposit of $10,000. New deposits only; existing Colonial Savings deposits or accounts cannot be transferred to the 11-month IRA.
† It is in your best interest to consult a tax professional to determine IRA eligibility and contribution amounts.
APY = Annual Percentage Yield
Please Note: We are not currently accepting out of state IRA Deposits.
“All the ladies at Colonial in Colleyville are friendly, caring, and service friendly. I highly recommend this bank!”
Ruth E.
“It is so refreshing to be a customer of a business that is so concerned with customer service. From someone answering the phone and not getting a phone tree, to being greeted at the front door, to employees truly there for you. I highly recommend Colonial Savings.”
Susan D.
