If you want to grow your savings without locking your money into a long-term commitment, the Colonial Personal Edge Premium Money Market Account may be the right fit.
Designed for customers with higher balances, this premium money market account offers tiered interest rates, convenient access to funds and helpful digital banking tools.
Whether you are saving for a future purchase, building a reserve fund or looking for a smarter place to keep cash, this account combines flexibility with competitive earnings.
A money market account is a deposit account that typically offers higher interest rates than a standard savings account while still giving you access to your funds. It can be a strong option for individuals who want to earn more on larger balances while keeping liquidity.
The Personal Edge Premium Money Market Account from Colonial is built specifically for customers who want to earn interest on substantial deposits while maintaining liquidity.
Here are the key benefits of this account:
The Personal Edge Premium Money Market Account rewards larger balances with higher annual percentage yields.
| Account Balance as of 8/7/2026 | APY |
| $50,000 or less | 0.62% APY |
| $50,001 to $250,000 | 3.17% APY |
| $250,001 and above | 3.56% APY |
This tiered structure allows customers with larger balances to potentially earn higher returns as their account grows.
This account may be ideal for:
If you maintain larger cash reserves, a premium money market account can help your money work harder.
Keep substantial emergency savings accessible while still earning interest.
Many professionals and business owners keep personal reserves available for taxes, investments or upcoming expenses.
Customers seeking conservative growth with liquidity often consider money market accounts as part of their cash strategy.
When choosing where to keep your money, service matters. Colonial combines modern banking tools with personalized service and community-focused banking values.
Benefits may include:
If you are looking for a premium savings option with strong earning potential and access to your funds, the Colonial Personal Edge Premium Money Market Account is worth considering. For current rates and account terms, visit colonialbank.com or contact a Colonial representative.
$25,000 minimum to open a Colonial Personal Edge Premium Money Market Account. The Annual Percentage Yield (APY) is current through the date of this issue. The interest rate and APY may change after account opening. Fees could reduce earnings.
